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Financial Planning For Early Retirees

| January 10, 2020 | 0 Comments
Financial Planning For Early Retirees

Recently I came across an article of someone who retired early making less than $50,000 and whose plan is to continue to live frugally in retirement. I thought to myself that is interesting and to each his own. But then I thought, if you’re working hard to eventually retire, you must be working super-hard to retire early […]

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8 Steps For Planning For Your Financial Future

| November 27, 2019 | 0 Comments
8 Steps For Planning For Your Financial Future

With so many of us falling into the trap of immediate self-gratification, we often neglect the financial planning that’s needed for our future. And as Scott Langdon from MoneyTaskForce.com says, “if you fail to plan for your financial future, you’re basically planning to fail. And we all know that the consequences of poor financial planning can be […]

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4 Tips To Consider For Financial Security During Retirement

| November 1, 2019 | 0 Comments
4 Tips To Consider For Financial Security During Retirement

Retirement planning should start today because when the time comes that you can’t work like you used to, your finances are going to change a lot. You might have questions such as what your end retirement savings goal should look like, the kind of investments that would help you reach that goal, what kind of […]

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Can I Retire At 60 With $500K?

| October 16, 2019 | 0 Comments
Can I Retire At 60 With $500K?

As millions of baby boomers approach retirement with Generation X-ers not far behind, the question of “Can you retire with $500,000?” repeatedly pops up among our readers. Yet, it’s not only those 60-year-olds thinking about retirement, but also, we find middle-aged folks asking if retiring at 55 with 500k is reasonable. This article will delve […]

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Don’t Let Your Cash Become Lazy

| October 9, 2019 | 0 Comments
Don’t Let Your Cash Become Lazy

Around mid-month, I start to project how much I’ll have left in cash that can be deployed into investments. I also keep tabs on dividends coming in and how they should be reinvested. I do all of this via simple budgeting and have been for many years. This planning and projection process allows my brain to explore […]

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Frugal Not Cheap: 3 Important Differences

| September 20, 2019 | 0 Comments
Frugal Not Cheap: 3 Important Differences

There are many differences between being cheap and being frugal. Someone who is cheap does not want to spend money on anything, regardless of its value. Someone who is frugal understands the value of things but wants to cut costs when possible. It is important to understand these differences in the following situations. Short-Term Versus […]

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5 Wealth Management Tips For Heading Towards A Comfortable Retirement

| September 13, 2019 | 0 Comments
5 Wealth Management Tips For Heading Towards A Comfortable Retirement

Most consumers know that planning for retirement takes a lifetime. While it’s more fun for consumers who are still working to focus on what they want to do with their new-found time, what they should be thinking about is wealth management. Read on to find five tips for how to save for a comfortable retirement. […]

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Big Risk Can Mean Big Growth

| September 11, 2019 | 0 Comments
Big Risk Can Mean Big Growth

Risks and rewards are related. They are usually inversely related. Generally, the more risk you take, the more you can get in reward. The opposite is true too though; the more risk you take, the more you can lose! Therefore, the risks you take should be calculated based on various factors. For the most part, […]

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What Is Universal Life Insurance And Is It A Good Investment?

| August 21, 2019 | 0 Comments
What Is Universal Life Insurance And Is It A Good Investment?

There are so many choices out there for life insurance, and it’s SO EASY to get sucked into a life insurance policy that isn’t financially smart. I have talked about term and whole life insurance in the past, but today I wanted to talk about universal life insurance and whether it’s a useful tool for investing. How […]

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6 Key Principles For Building Wealth

| July 24, 2019 | 0 Comments
6 Key Principles For Building Wealth

Do you understand how money works? We buy stuff and we sell stuff using money. It seems pretty simple, right? If money is so simple, why do the bottom 50% of Americans have a combined negative net worth?! If you’re not entirely sure what your own net worth is, you’re going to want to continue reading. What […]

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