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Too Scared To Retire?

| March 30, 2023
Too Scared To Retire?

Plan for Retirement and Overcome Retirement Fears Retirement is a scary concept at its heart. It’s tough to imagine giving up work that you may have enjoyed and which may have defined your identity for thirty-plus years. Switching from saving money to withdrawing it is frightening, as well. Beyond giving up work and a paycheck, […]

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11 Smart Tactics For Building A Wealthy Retirement Faster

| March 21, 2023
11 Smart Tactics For Building A Wealthy Retirement Faster

There is no singular recipe for building a wealthy retirement faster than your peers. If you talk to 1,000 millionaires, you’ll get 1,000 different suggestions. However, when you drill down and look for the commonalities, there are usually a few things that stick out. And if you’re looking to increase the speed at which you […]

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How To Maximize Your Social Security Benefits In 2023

| February 28, 2023
How To Maximize Your Social Security Benefits In 2023

Did you know that in 2023 approximately 67 million Americans per month will receive a Social Security benefit? To put it another way, nearly nine out of ten people over 65 received Social Security benefits as of December 31, 2022. Moreover, Social Security benefits represent about 30% of an elderly person’s income. Since your Social Security checks will likely […]

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Happy New Year 2023! Simple Financial Goal Tune Up Time

| January 12, 2023
Happy New Year 2023! Simple Financial Goal Tune Up Time

The beginning of a new year can be full of resolutions and hopes of bettering our life. Part of that should include our personal finance priorities. Any financial plan needs to be reevaluated from time to time. The new year is the perfect time to perform our financial goal tune up. Best yet, it doesn’t […]

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5 Places To Park Cash Held For Short-Term Needs

| November 10, 2022
5 Places To Park Cash Held For Short-Term Needs

Where can you park cash you expect you will need in a year or less? What about your emergency fund? Are you saving for a house, a wedding, or another financial goal that you expect to pay for in the short term? You’d like your money to earn something, but you don’t want to take […]

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Ten Steps, Ten Years To Retirement

| November 8, 2022
Ten Steps, Ten Years To Retirement

Ten years feels like an eternity, yet close enough to retirement to set the stage for preparation. To make the journey easier, one step at a time, here are ten steps, ten years to retirement. When do people get serious about saving for retirement? The answer probably won’t surprise you. Many families have challenges saving. […]

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Your Cash Could Be Earning You More Income

| October 27, 2022
Your Cash Could Be Earning You More Income

With interest rates rising, your cash holdings could now earn you some interest income. Again, they could—but they may not be doing so. Many financial institutions are not passing along higher interest to customers holding cash. You should check to see how much your money earns, and if it’s a pittance, look at some alternatives. Here […]

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Student Loan Forgiveness Is Good for Investors. Here’s Why

| September 1, 2022
Student Loan Forgiveness Is Good for Investors. Here’s Why

Investors should take a macro perspective and look at the positives of student debt forgiveness President Joe Biden’s student loan forgiveness plan is generating plenty of controversy. Lawmakers on both sides of the aisle have expressed concerns. There is a strong case for why the measure makes sense for overall economic growth, however. Last week, […]

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The Market Is Down. Should I Change How I’m Investing?

| August 30, 2022
The Market Is Down. Should I Change How I’m Investing?

Whether the market goes up or down, we’re never 100% certain about what caused it. However, we can make educated guesses based on factors and events that drive economic shocks. Rising inflation rates not seen in 50 years, a war in Ukraine, supply chain disruptions, and the economic slowdown in China are a few of […]

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Why It’s Important To Make Investments (Even During Uncertain Economic Times)

| August 2, 2022
Why It’s Important To Make Investments (Even During Uncertain Economic Times)

Investments are often associated with keeping your money safe. With all the talk about recessions and inflation this past year, investing may be low on your priority list. If you’re able to budget your money well and have something leftover each month, investing some of your money is still worth considering. An investment is making […]

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