Personal Finance
Happy New Year 2023! Simple Financial Goal Tune Up Time

The beginning of a new year can be full of resolutions and hopes of bettering our life. Part of that should include our personal finance priorities. Any financial plan needs to be reevaluated from time to time. The new year is the perfect time to perform our financial goal tune up. Best yet, it doesn’t […]
5 Places To Park Cash Held For Short-Term Needs

Where can you park cash you expect you will need in a year or less? What about your emergency fund? Are you saving for a house, a wedding, or another financial goal that you expect to pay for in the short term? You’d like your money to earn something, but you don’t want to take […]
Ten Steps, Ten Years To Retirement

Ten years feels like an eternity, yet close enough to retirement to set the stage for preparation. To make the journey easier, one step at a time, here are ten steps, ten years to retirement. When do people get serious about saving for retirement? The answer probably won’t surprise you. Many families have challenges saving. […]
Your Cash Could Be Earning You More Income

With interest rates rising, your cash holdings could now earn you some interest income. Again, they could—but they may not be doing so. Many financial institutions are not passing along higher interest to customers holding cash. You should check to see how much your money earns, and if it’s a pittance, look at some alternatives. Here […]
Student Loan Forgiveness Is Good for Investors. Here’s Why

Investors should take a macro perspective and look at the positives of student debt forgiveness President Joe Biden’s student loan forgiveness plan is generating plenty of controversy. Lawmakers on both sides of the aisle have expressed concerns. There is a strong case for why the measure makes sense for overall economic growth, however. Last week, […]
The Market Is Down. Should I Change How I’m Investing?

Whether the market goes up or down, we’re never 100% certain about what caused it. However, we can make educated guesses based on factors and events that drive economic shocks. Rising inflation rates not seen in 50 years, a war in Ukraine, supply chain disruptions, and the economic slowdown in China are a few of […]
Why It’s Important To Make Investments (Even During Uncertain Economic Times)

Investments are often associated with keeping your money safe. With all the talk about recessions and inflation this past year, investing may be low on your priority list. If you’re able to budget your money well and have something leftover each month, investing some of your money is still worth considering. An investment is making […]
Save Yourself From A Savings Crisis

While some nations in the developing world struggle with food scarcity, lack of potable water, and the horrors of perpetual warfare and terrorism, a crisis of another sort loom over several of the world’s most affluent countries. It isn’t particularly dramatic so it doesn’t usually make the top news stories, but it affects millions of […]
Nine Suggestions To Help You Stay Sane In A Volatile Market

The following letter was sent to clients earlier this week. I thought you might find these suggestions to help you stay sane in a volatile market helpful as well. For investors, the 2022 stock market continues to be a difficult one. Not surprisingly, it can be hard to keep your cool during one of the […]