Leisure Freak
Leisure Freak is a site dedicated to those who are truly passionate about reaching financial independence and early retirement. Not just the traditional definition of retirement, but a new passion-driven retirement.
Leisure Freak's Latest Posts
Happy New Year 2023! Simple Financial Goal Tune Up Time
The beginning of a new year can be full of resolutions and hopes of bettering our life. Part of that should include our personal finance priorities. Any financial plan needs to be reevaluated from time to time. The new year is the perfect time to perform our financial goal tune up. Best yet, it doesn’t […]
4 Retirement Financial “Whats” To Answer Before And During Retirement
Now 12 years into my early retirement, I continually learn more about successfully funding and living my desired retirement lifestyle. One of the lessons learned is answering a few retirement financial “whats” questions. There’s a lot of both having trust in established processes and winging it when it comes to retiring. Getting most of it […]
Budgeting Before You Retire And Planning For The Future
Trying to estimate what your expenses will be during retirement can be challenging. It’s difficult to plan for inflation and to predict the costs of essential expenses in the next 10, 15, 20 years, or more. However, trying to come up with a spending plan for your retirement is crucial, as the earlier you start […]
Thinking About Retiring? 6 Non-Financial Tips For A Happier Retirement Start
If you’re considering calling it time to retire, then I have a few non-financial tips for a happier retirement start. A lot of my early retirement relied on winging it. I was aware of the non-financial aspects of retirement. But I primarily focused on all the money stuff. As far as non-financial aspects, things I […]
How I Knew I Had Enough To Retire Early
Many people want to retire early to live a life free from the rat race. It takes having a certain mentality and the financial means to pull it off. Even with meeting those requirements on paper, it can be difficult to really know when we have enough to retire early and make it work over […]
Things I Did Wrong And Still Retired Early
If I listen to a lot of financial independence-retire early naysayers, it would have been a mistake for me to even think about an early retirement. Yet, according to common beliefs, there was a lot I did wrong and still retired early. I’m a FIRE living believer that the path isn’t limited to only the […]
Frugal Not Cheap: 3 Important Differences
There are many differences between being cheap and being frugal. Someone who is cheap does not want to spend money on anything, regardless of its value. Someone who is frugal understands the value of things but wants to cut costs when possible. It is important to understand these differences in the following situations. Short-Term Versus […]
Is Early Retirement Using Stealth Wealth Gaming The System?
I have been told by some people who I’m routinely in contact with that I’m hard to figure out. I’m always dressed casually, drive some older but uniquely memorable cars, and they know I don’t work in any conventional sense. Yet I am able to live in a somewhat high-cost area. I am seen all […]
Don’t Forget To Do Your 2018 Retirement Tax Planning
Being retired means being smart about our income. Retirement Tax Planning should be a big part of that. Managing our retirement income to pay the least amount of income tax means we can stretch our savings to go farther. I use a combination of taxable IRA income and non-taxable accounts to keep my tax rate as […]
Want To Retire Confidently? Set A Retirement Savings Target
It’s no wonder that many people fall short with retirement savings. They have no idea what they need. It would be impossible to know if you are on track without having a retirement savings target to shoot for. People tend to fall into three categories when it comes to retirement savings. The confident, the worried, […]
