Leisure Freak
Leisure Freak is a site dedicated to those who are truly passionate about reaching financial independence and early retirement. Not just the traditional definition of retirement, but a new passion-driven retirement.
Leisure Freak's Latest Posts
Things I Did Wrong And Still Retired Early

If I listen to a lot of financial independence-retire early naysayers, it would have been a mistake for me to even think about an early retirement. Yet, according to common beliefs, there was a lot I did wrong and still retired early. I’m a FIRE living believer that the path isn’t limited to only the […]
Frugal Not Cheap: 3 Important Differences

There are many differences between being cheap and being frugal. Someone who is cheap does not want to spend money on anything, regardless of its value. Someone who is frugal understands the value of things but wants to cut costs when possible. It is important to understand these differences in the following situations. Short-Term Versus […]
Is Early Retirement Using Stealth Wealth Gaming The System?

I have been told by some people who I’m routinely in contact with that I’m hard to figure out. I’m always dressed casually, drive some older but uniquely memorable cars, and they know I don’t work in any conventional sense. Yet I am able to live in a somewhat high-cost area. I am seen all […]
Don’t Forget To Do Your 2018 Retirement Tax Planning

Being retired means being smart about our income. Retirement Tax Planning should be a big part of that. Managing our retirement income to pay the least amount of income tax means we can stretch our savings to go farther. I use a combination of taxable IRA income and non-taxable accounts to keep my tax rate as […]
Want To Retire Confidently? Set A Retirement Savings Target

It’s no wonder that many people fall short with retirement savings. They have no idea what they need. It would be impossible to know if you are on track without having a retirement savings target to shoot for. People tend to fall into three categories when it comes to retirement savings. The confident, the worried, […]
Preparing For Retirement The Right Way

Preparing for retirement can seem like a complicated thing to those who haven’t thought much about it or haven’t researched the subject. Individuals just have to make sure they cover all the bases before stopping work for good. Stressing about retirement won’t help. What’s done is done. It’s time to look forward and take positive […]