Kumiko Ehrmantraut

Hi there! I’m Kumiko, or just call me Miko.

I was tired of living paycheck to paycheck and feeling hopeless. So I paid off $7,500 in credit card debt and became an Accredited Financial Counselor®

I created The Budget Mom to share my knowledge and to keep me accountable as I strive to live a life I love on a budget that I can afford.

Here you will find tips for saving more, spending less, and some ideas on how to make life a little bit easier.

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Kumiko Ehrmantraut's Latest Posts

Paying Yourself First: The Saving Rule That Is Helping Me Build Wealth

| January 19, 2018 | 1 Comment
Paying Yourself First: The Saving Rule That Is Helping Me Build Wealth

If you have done your homework, then you have probably read about one of the “golden rules” of finance. Finance experts are telling you to do it, money how-to books are shoving it down your throat, most finance blogs are praising it, but what the heck does it really mean? For the longest time, I […]

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