Personal Finance
From 80-Hour Weeks To Effortless Earnings: Invest Once. Earn Forever
One of the things I’ve been working on lately when it comes to my personal investing is detaching my income from the amount of work I have to put in. I love active trading, I have been doing it for decades now… But having to trade week in and week out over a long period […]
U.S. Debt Has Downgraded?! What It Means For You!
The US debt was downgraded on Tuesday, signaling potential problems on the horizon for the American economy. This article explores the implications of this event, how it directly affects individuals, and what it means for the broader financial landscape. To grasp the significance of the recent debt downgrade, we will delve into the US government’s spending and borrowing practices, […]
What Gen X Can Do To Save Their Retirement
Arecent report highlights that many Gen Xers’ retirement savings are woefully short of what they will need to be income secure for their retirement years. Let’s look at the problem and some steps they can take to not reach their retirement years with worries about making ends meet. This month, the National Institute on Retirement […]
8 Ways To Set Yourself Up For Financial Success In The Future
Financial success is a goal many of us strive towards. Financial success requires discipline, planning, and commitment to your goals. With the right strategies and resources, anyone on any budget can improve their financial success. If you’re looking to do just that, we’re exploring eight ways to do it. 1. Ensure Your Money Grows As You […]
Too Scared To Retire?
Plan for Retirement and Overcome Retirement Fears Retirement is a scary concept at its heart. It’s tough to imagine giving up work that you may have enjoyed and which may have defined your identity for thirty-plus years. Switching from saving money to withdrawing it is frightening, as well. Beyond giving up work and a paycheck, […]
11 Smart Tactics For Building A Wealthy Retirement Faster
There is no singular recipe for building a wealthy retirement faster than your peers. If you talk to 1,000 millionaires, you’ll get 1,000 different suggestions. However, when you drill down and look for the commonalities, there are usually a few things that stick out. And if you’re looking to increase the speed at which you […]
How To Maximize Your Social Security Benefits In 2023
Did you know that in 2023 approximately 67 million Americans per month will receive a Social Security benefit? To put it another way, nearly nine out of ten people over 65 received Social Security benefits as of December 31, 2022. Moreover, Social Security benefits represent about 30% of an elderly person’s income. Since your Social Security checks will likely […]
Happy New Year 2023! Simple Financial Goal Tune Up Time
The beginning of a new year can be full of resolutions and hopes of bettering our life. Part of that should include our personal finance priorities. Any financial plan needs to be reevaluated from time to time. The new year is the perfect time to perform our financial goal tune up. Best yet, it doesn’t […]
5 Places To Park Cash Held For Short-Term Needs
Where can you park cash you expect you will need in a year or less? What about your emergency fund? Are you saving for a house, a wedding, or another financial goal that you expect to pay for in the short term? You’d like your money to earn something, but you don’t want to take […]
Ten Steps, Ten Years To Retirement
Ten years feels like an eternity, yet close enough to retirement to set the stage for preparation. To make the journey easier, one step at a time, here are ten steps, ten years to retirement. When do people get serious about saving for retirement? The answer probably won’t surprise you. Many families have challenges saving. […]
