Personal Finance
Uncover The Secrets Of Paying Lower Taxes In Retirement
If you want to pay the lowest taxes allowed by law in retirement, you will need to start planning before you retire. If you are a late starter to planning, all is not lost. There are several financial and tax stages to retirement. Understanding how each relates and interacts with the other stages is key […]
Work With A Fiduciary Adviser – It Matters
Do you work with a fiduciary financial adviser? Should you? Many people do not know what it means to work with a fiduciary financial adviser. If you have ever felt unsure whether your financial advisor truly has your best interests at heart, you are not alone. Many people assume all advisers act as fiduciaries when, […]
How To Optimize Your Retirement Investments To Get More Money Later
Retirement should be a time to relax, explore hobbies, and spend quality time with loved ones. However, achieving financial security during retirement requires careful planning and smart investment strategies. Without proactive steps, inflation, market volatility, and unexpected expenses can chip away at your savings. This guide will help you optimize your retirement investments, ensuring that […]
What Should Your Monthly Savings Be? A Complete Guide For Financially Savvy Savers
Did you know that according to a study the Federal Reserve completed in Consumer Finances, the average American family has $40,000 in savings? The average American household has savings across checking accounts, call deposit accounts, savings accounts, money market accounts, and prepaid cards. The amount of money you should work on saving each month will […]
10 Financial Habits You Can Adopt To Avoid Credit Card Debt
Credit cards are a great tool for covering daily expenses and making major purchases. However, if not used properly, they can lead to increased debt and financial distress. Here are a few smart habits to adopt to stay out of credit card debt and achieve financial freedom. 1. Understand How Credit Card Interest Works Credit card […]
Retirement And Tax Changes For 2025
In this week’s Tuesday Tip video, learn about key retirement and tax changes for 2025, including tax brackets, contributions, and Social Security updates. Please watch the video below to learn more. As we start a new year, it’s important to consider retirement and tax changes for 2025, and what they are. So, let’s review the […]
The Ultimate Guide To Passive Income Investing For Adults Over 30
After 30, you’re not just “adulting” anymore—you’re managing your life like it’s a Fortune 500 company, complete with budgets, board meetings (a.k.a. family discussions), and spreadsheets of responsibilities. It’s no wonder passive income investing starts to sound like the golden ticket to escape the hamster wheel. But how do you actually do it? And more importantly, […]
12 Ways To Prepare Your Finances For The New Year
As the new year approaches, it’s an excellent time to reflect on your financial health and set yourself up for success in the months to come. Whether you’re hoping to pay off debt, save for a big goal, or just manage your money with more confidence, taking a few proactive steps now can make a […]
How To Calculate The Exact Year You Can Retire In 6 Steps
Retirement can seem like a distant, blurry concept, especially when you’re in the thick of daily life, paying bills, working, and saving what you can. But here’s the truth: retirement isn’t as complicated as it’s often made out to be. Yes, financial gurus throw around terms like “net worth,” “4% rule,” and “compound interest” as […]
10 Ways To Work Less And Get Paid More
Are you exhausted after a long day of work? Living paycheck-to-paycheck? Too many people think working harder is the way to solve money problems. The truth is you can work less and get paid more, but you have to do it right for the maximum benefit. If hard work guaranteed success we would have a […]
