Tag: retirement

6 Retirement Planning Tips For 50 Year Olds

| May 11, 2018 | 0 Comments
6 Retirement Planning Tips For 50 Year Olds

Retirement Planning Action Tips for Today You’ve hit the big 5-0 and the reality that you’re not going to work forever sinks in. If you’re like most Americans, your retirement account is on the lean side. A recent Economic Policy Institute article reports that for households between ages 50 and 55, the average savings balance is $124,831. Yet, […]

Continue Reading

The Reality Of 401k Loans

| April 11, 2018 | 0 Comments
The Reality Of 401k Loans

“Every time you borrow money, you’re robbing your future self.” -Nathan W. Morris Saving for retirement is certainly one of the best financial decisions you can make in order to help your future self. Not only will it allow you to maintain an income after you stop working, but it will also allow your money […]

Continue Reading

5 Important Financial Decisions You Must Make Before Your 40th Birthday

| March 14, 2018 | 0 Comments
5 Important Financial Decisions You Must Make Before Your 40th Birthday

People in their 20s can afford to be carefree, live life to its fullest, and make their own fair share of life’s inevitable mistakes and follies. In your 30s, you’ll most likely tone down your exuberance and focus more on your career or family. However, as you enter your 40s, the prospects of retirements start […]

Continue Reading

Top 4 Financial Milestones To Consider Reaching Before You Retire

| February 2, 2018 | 0 Comments
Top 4 Financial Milestones To Consider Reaching Before You Retire

Today I have the honor of featuring a guest post from a terrific writer. James Paul is a financial educator and blogs about money management, personal finance, college financing and retirement. His personal finance blog delves into financial wellness topics and the integration of money matters into life. Enjoy the post! Planning to retire anytime soon? Have […]

Continue Reading

Don’t Forget To Do Your 2018 Retirement Tax Planning

| January 3, 2018 | 0 Comments
Don’t Forget To Do Your 2018 Retirement Tax Planning

Being retired means being smart about our income. Retirement Tax Planning should be a big part of that. Managing our retirement income to pay the least amount of income tax means we can stretch our savings to go farther. I use a combination of taxable IRA income and non-taxable accounts to keep my tax rate as […]

Continue Reading

End Of Year Money Moves

| December 4, 2017 | 0 Comments
End Of Year Money Moves

Now’s the time to be anticipating money moves for next year.  To avoid losing valuable compounding time or growth, you want to be able to pull the trigger on January 1st.  Check into what your accounts and plans offer and ask questions in advance. With year-end bonuses and raises coming up, certain accounts require tweaking.  […]

Continue Reading

Want To Retire Confidently? Set A Retirement Savings Target

| November 3, 2017 | 0 Comments
Want To Retire Confidently? Set A Retirement Savings Target

It’s no wonder that many people fall short with retirement savings. They have no idea what they need. It would be impossible to know if you are on track without having a retirement savings target to shoot for. People tend to fall into three categories when it comes to retirement savings. The confident, the worried, […]

Continue Reading

The Little Market That Could

| October 23, 2017 | 0 Comments
The Little Market That Could

So what do you think of the market?  Why are both actual and implied volatility so low?  Why are the moves so small, but predominantly up?  Is this the closest impression of the Chinese Water Torture that a stock market can pull off? Why doesn’t the market care about external and internal risks?  Doesn’t it […]

Continue Reading

8 Personal Finance Moves I Wish I Knew Before Turning 30

| October 4, 2017 | 0 Comments
8 Personal Finance Moves I Wish I Knew Before Turning 30

I am now 32 and I am sadly just starting to mature with my personal finance moves. I guess better late than never but I still get a knot in my stomach every time I think about the time I wasted. Today I want to talk about 8 personal finance moves I think every twenty-something […]

Continue Reading

10 Steps To Organized Finances

| September 1, 2017 | 0 Comments
10 Steps To Organized Finances

Maybe you’re sitting there looking through credit card statements and bank transactions wondering how the heck you got yourself into this financial mess. Or maybe you think you’re on the right track but not quite sure what you need to work on next. Today I’m going to break your finances down for you into 10 […]

Continue Reading