Tag: retirement

The Reality Of 401k Loans

April 11, 2018 | By | Reply More
The Reality Of 401k Loans

“Every time you borrow money, you’re robbing your future self.” -Nathan W. Morris Saving for retirement is certainly one of the best financial decisions you can make in order to help your future self. Not only will it allow you to maintain an income after you stop working, but it will also allow your money […]

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5 Important Financial Decisions You Must Make Before Your 40th Birthday

March 14, 2018 | By | Reply More
5 Important Financial Decisions You Must Make Before Your 40th Birthday

People in their 20s can afford to be carefree, live life to its fullest, and make their own fair share of life’s inevitable mistakes and follies. In your 30s, you’ll most likely tone down your exuberance and focus more on your career or family. However, as you enter your 40s, the prospects of retirements start […]

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Top 4 Financial Milestones To Consider Reaching Before You Retire

February 2, 2018 | By | Reply More
Top 4 Financial Milestones To Consider Reaching Before You Retire

Today I have the honor of featuring a guest post from a terrific writer. James Paul is a financial educator and blogs about money management, personal finance, college financing and retirement. His personal finance blog delves into financial wellness topics and the integration of money matters into life. Enjoy the post! Planning to retire anytime soon? Have […]

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Don’t Forget To Do Your 2018 Retirement Tax Planning

January 3, 2018 | By | Reply More
Don’t Forget To Do Your 2018 Retirement Tax Planning

Being retired means being smart about our income. Retirement Tax Planning should be a big part of that. Managing our retirement income to pay the least amount of income tax means we can stretch our savings to go farther. I use a combination of taxable IRA income and non-taxable accounts to keep my tax rate as […]

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End Of Year Money Moves

December 4, 2017 | By | Reply More
End Of Year Money Moves

Now’s the time to be anticipating money moves for next year.  To avoid losing valuable compounding time or growth, you want to be able to pull the trigger on January 1st.  Check into what your accounts and plans offer and ask questions in advance. With year-end bonuses and raises coming up, certain accounts require tweaking.  […]

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Want To Retire Confidently? Set A Retirement Savings Target

November 3, 2017 | By | Reply More
Want To Retire Confidently? Set A Retirement Savings Target

It’s no wonder that many people fall short with retirement savings. They have no idea what they need. It would be impossible to know if you are on track without having a retirement savings target to shoot for. People tend to fall into three categories when it comes to retirement savings. The confident, the worried, […]

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The Little Market That Could

October 23, 2017 | By | Reply More
The Little Market That Could

So what do you think of the market?  Why are both actual and implied volatility so low?  Why are the moves so small, but predominantly up?  Is this the closest impression of the Chinese Water Torture that a stock market can pull off? Why doesn’t the market care about external and internal risks?  Doesn’t it […]

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8 Personal Finance Moves I Wish I Knew Before Turning 30

October 4, 2017 | By | Reply More
8 Personal Finance Moves I Wish I Knew Before Turning 30

I am now 32 and I am sadly just starting to mature with my personal finance moves. I guess better late than never but I still get a knot in my stomach every time I think about the time I wasted. Today I want to talk about 8 personal finance moves I think every twenty-something […]

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10 Steps To Organized Finances

September 1, 2017 | By | Reply More
10 Steps To Organized Finances

Maybe you’re sitting there looking through credit card statements and bank transactions wondering how the heck you got yourself into this financial mess. Or maybe you think you’re on the right track but not quite sure what you need to work on next. Today I’m going to break your finances down for you into 10 […]

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The Magic Of Compound Interest

August 28, 2017 | By | Reply More
The Magic Of Compound Interest

The magic of COMPOUND INTEREST will literally change your life. I’m not talking about a measly low interest savings account offered by banks and credit unions either! For the most part, the typical savings account can’t even keep up with inflation and will actually lose money if left there long enough! Although they do serve the purpose […]

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