Personal Finance
Top 4 Financial Milestones To Consider Reaching Before You Retire
Today I have the honor of featuring a guest post from a terrific writer. James Paul is a financial educator and blogs about money management, personal finance, college financing and retirement. His personal finance blog delves into financial wellness topics and the integration of money matters into life. Enjoy the post! Planning to retire anytime soon? Have […]
Paying Yourself First: The Saving Rule That Is Helping Me Build Wealth
If you have done your homework, then you have probably read about one of the “golden rules” of finance. Finance experts are telling you to do it, money how-to books are shoving it down your throat, most finance blogs are praising it, but what the heck does it really mean? For the longest time, I […]
Don’t Forget To Do Your 2018 Retirement Tax Planning
Being retired means being smart about our income. Retirement Tax Planning should be a big part of that. Managing our retirement income to pay the least amount of income tax means we can stretch our savings to go farther. I use a combination of taxable IRA income and non-taxable accounts to keep my tax rate as […]
3 Tips To Achieve Financial Security In 2018
The New Year is almost upon us, and with it will come a slew of New Years’ resolutions that, for many people, will be forgotten by February. But for those who make the resolution to become financially secure in the next year, that’s a goal that you shouldn’t let slip away. Achieving financial independence is […]
End Of Year Money Moves
Now’s the time to be anticipating money moves for next year. To avoid losing valuable compounding time or growth, you want to be able to pull the trigger on January 1st. Check into what your accounts and plans offer and ask questions in advance. With year-end bonuses and raises coming up, certain accounts require tweaking. […]
Stop Forgetting These Essential Items From Your Budget
Do you use a budget for your household expenses every month? If you do, congratulations! You are on your way to a more financially secure future. If not, check out my beginners guide to budgeting. There are items in a budget that seems to never be included when you look at normal family budgets: savings and taxes. […]
Want To Retire Confidently? Set A Retirement Savings Target
It’s no wonder that many people fall short with retirement savings. They have no idea what they need. It would be impossible to know if you are on track without having a retirement savings target to shoot for. People tend to fall into three categories when it comes to retirement savings. The confident, the worried, […]
The 6 Proven Steps To Financial Independence
Are you spinning your wheels in the rat race these days wondering if there is a better way to live? There is! We all want to be free from the man; to free ourselves from the stranglehold that modern society places upon us. The ultimate goal that I think everybody wants is to be able […]
8 Personal Finance Moves I Wish I Knew Before Turning 30
I am now 32 and I am sadly just starting to mature with my personal finance moves. I guess better late than never but I still get a knot in my stomach every time I think about the time I wasted. Today I want to talk about 8 personal finance moves I think every twenty-something […]
Should I Invest In An Annuity? Simple Answers To All Your Annuity Questions
Understand the Annuity Product-In Plain Language Annie Logue of the Root of All, Chicago on the Cheap, and author of several Money and Investing Dummies books about asks; “When are annuity investment products a good idea?” Annuities are a hot button financial offering because they are a product that usually charges you high fees and nets the seller a […]
