Personal Finance
5 Tips For Parents To Help Their Kids Get Started With Retirement Planning
It’s a whole new world for recent college graduates entering the workforce. Their priorities have changed; now bills, rent, and student loans lead their monthly list. Retirement planning ranks low as a priority for many young people in the early stages of their careers. About two-thirds of Millennials have nothing saved for retirement, according to […]
12 Wonderful Benefits Of Paying Yourself First
Paying yourself first. Sounds quite easy to do, but very few are doing it in practice. In fact, these three words may be what makes the difference between being rich or being poor. The way you deal with your money is a huge pointer of whether you will live in lack or plenty. Now if there’s […]
How To Start Building Wealth When You Don’t Have A Lot Of Money
Want to build wealth but don’t really know where to start? If you knew where and how to start, would anything else be holding you back? What about fear or lack of money? For many people who want to build wealth, not having a lot of money upfront is often the biggest obstacle. When you’re […]
6 Retirement Planning Tips For 50 Year Olds
Retirement Planning Action Tips for Today You’ve hit the big 5-0 and the reality that you’re not going to work forever sinks in. If you’re like most Americans, your retirement account is on the lean side. A recent Economic Policy Institute article reports that for households between ages 50 and 55, the average savings balance is $124,831. Yet, […]
24 Simple Rules Of Personal Finance You Must Follow
Personal finance. Oh, personal finance. Why aren’t thou known to all? That is the question, isn’t it? There really should be no reason that we have to cross the internet searching for the answers to personal finance because we can’t figure it out. We should receive all the financial education we need on money matters […]
The Reality Of 401k Loans
“Every time you borrow money, you’re robbing your future self.” -Nathan W. Morris Saving for retirement is certainly one of the best financial decisions you can make in order to help your future self. Not only will it allow you to maintain an income after you stop working, but it will also allow your money […]
How To Get Out Of Debt: 8 Simple Steps For The Always Broke
Debt sucks. There is no better way to say it. It just plain sucks. But there is hope. You too can claw your way out of debt and make a better life for yourself. Debt is a never-ending death spiral that once entered can suck you down further and further into the abyss. Very little […]
5 Important Financial Decisions You Must Make Before Your 40th Birthday
People in their 20s can afford to be carefree, live life to its fullest, and make their own fair share of life’s inevitable mistakes and follies. In your 30s, you’ll most likely tone down your exuberance and focus more on your career or family. However, as you enter your 40s, the prospects of retirements start […]
Rethinking The Traditional Concept Of Retirement
What is the first thing that pops into your mind when picturing the retirement phase of life? For me, I think of nursing homes, AARP, shuffleboard, maybe some fishing or a similar hobby. For decades, the traditional mold has been retiring at 65-70 and living out your remaining years from there. The more you think about […]
20 Money Moves That’ll Make You Really Rich
Money moves typically depicts the series of steps and actions that one needs to take in order to build wealth. No one basically becomes wealthy doing nothing. Becoming rich connotes action, passion, consistency and focus. Being rich is a legitimate desire for most of mankind. Attracting riches into our lives is definitely another matter. However with the right information and […]
