Personal Finance
Will Bankruptcy Give You A Fresh Start?
Do your bills keep piling up and your income just can’t keep up? Do you have a huge debt load that dwarfs your income? Have you gotten laid off and have tons of debt? If you answered yes to any of the above, declaring bankruptcy might be an option for you. If you are reading […]
Thinking About Retiring? 6 Non-Financial Tips For A Happier Retirement Start
If you’re considering calling it time to retire, then I have a few non-financial tips for a happier retirement start. A lot of my early retirement relied on winging it. I was aware of the non-financial aspects of retirement. But I primarily focused on all the money stuff. As far as non-financial aspects, things I […]
5 Tips: Helping Your Aging Parents Manage Their Finances
As a society, we often find it hard to discuss financial issues. Having that conversation with loved ones can be even harder. In fact, according to the study by the National Endowment for Financial Education cited here, seven out of 10 adults find it hard to discuss financial issues with aging family members. While these conversations […]
10 Early Retirement Considerations
Before taking the plunge into retirement, early or traditional, you need to consider factors that will reflect the rest of your life. Handled correctly, early retirement can be a fulfilling blessing. Without proper planning you risk a return to employment you wanted to get away from. Retirement means different things to different people. Some want […]
8 Saving Money Tips From Warren Buffett
“Long ago, Ben Graham taught me that ‘Price is what you pay; value is what you get.’ Whether we’re talking about socks or stocks, I like buying quality merchandise when it is marked down.” ~Warren Buffet Letter to shareholders, 2008 Warren Buffett’s net worth is $108.2 billion dollars in mid-2021, making him the sixth wealthiest […]
How To Spend Freely – Reduce The Big Three
There are so many things we’d like to buy, but only have a certain amount of money to spend. But life isn’t about depriving yourself. It’s about being self-aware of what truly makes you happy and allocating your resources (time, energy, and money) to optimize those things. We need certain necessities like a place to […]
How To Stop Living Paycheck To Paycheck This Year
Living paycheck to paycheck is no fun, but a lot of people are stuck in that cycle. In fact, according to CNBC, 63% of Americans say they’ve been living paycheck to paycheck since the pandemic hit. It’s been hard for many families. However, with the recent vaccine rollout and another stimulus package passed, the economy […]
How I Knew I Had Enough To Retire Early
Many people want to retire early to live a life free from the rat race. It takes having a certain mentality and the financial means to pull it off. Even with meeting those requirements on paper, it can be difficult to really know when we have enough to retire early and make it work over […]
6 Best Ways To Get Out Of Debt And Achieve Financial Freedom
Debt is part of life, but you should never let it drain you to the point where you start to relate your own worth and happiness to financial obligations like debt. As difficult as it may be, it’s important to face your debts head-on and relieve yourself from that burden in order to achieve financial […]
How To Improve Your Financial Mindset To Achieve Your New Year’s Goals
Each year, millions of people set New Year’s resolutions. There’s excitement around the promise of potential that a fresh start in January brings. But according to a study conducted by the University of Scranton, only 8 percent of people are able to stick to their New Year’s resolutions. Put another way, 92 percent of people fail […]
