Simple Money Man
Hi there! A bit about me; well, I’m in my 30’s and have a steady job in Accounting & Auditing. I’ve been in the Finance & Accounting profession for almost 15 years and have held positions with a CPA firm performing audits of Federal agency programs, a Finance Services Fortune 500 company based in Baltimore, MD, a Federal agency in Washington DC, and currently am working for the State of Maryland. I have a CPA license and a CIA certification that I earned many years ago (full disclosure: may not remember some of the stuff I learned….c’mon it was years ago and like a gazillion topics).
What you will get out of this blog: You’ll (hopefully want to) read about simple concepts, simple stories simple language and simple examples all related to money and personal finance cause I’m a simple man. You may also notice a touch of humor in my writing too (hopefully that doesn’t get annoying cause it’s just how I roll).
What you may not get: sophisticated writing, complete sentences, corecet spelling (I do know how to spell correct though), and a bunch of stats, figures, and references to things (sometimes you may get a bit of that stuff).
Simple Money Man's Latest Posts
How To Spend Freely – Reduce The Big Three
There are so many things we’d like to buy, but only have a certain amount of money to spend. But life isn’t about depriving yourself. It’s about being self-aware of what truly makes you happy and allocating your resources (time, energy, and money) to optimize those things. We need certain necessities like a place to […]
7 Simple Personal Finance Principles
I like the number seven. Ten seems like a lot of rules principles, and five may not seem like enough. Maybe I’m a bit bias because my birthday is on the seventh day of November. 🙂 I never thought I would write one of those articles about the number of ways to do this or […]
Financial Planning For Early Retirees
Recently I came across an article of someone who retired early making less than $50,000 and whose plan is to continue to live frugally in retirement. I thought to myself that is interesting and to each his own. But then I thought, if you’re working hard to eventually retire, you must be working super-hard to retire early […]
Don’t Let Your Cash Become Lazy
Around mid-month, I start to project how much I’ll have left in cash that can be deployed into investments. I also keep tabs on dividends coming in and how they should be reinvested. I do all of this via simple budgeting and have been for many years. This planning and projection process allows my brain to explore […]
Big Risk Can Mean Big Growth
Risks and rewards are related. They are usually inversely related. Generally, the more risk you take, the more you can get in reward. The opposite is true too though; the more risk you take, the more you can lose! Therefore, the risks you take should be calculated based on various factors. For the most part, […]
Keep Your Finances Moving Forward
We’re coming up on the end of the year, yes already! During this time of year, we sometimes feel pressured to make specific New Year’s resolutions/goals. As it relates to finance, we may have resolutions like I will get rid of all my debt next year or I will invest triple the amount into the […]
Invest On Behalf Of Your Kids Now
As parents, we want to be able to provide for our kids. Part of providing is to make smart financial decisions that can help them in the future. One way to do this is to take their money out of a savings account that’s earning a measly 1% of interest and instead investing it into […]
Why I Like ETFs And You May Too
What would you prefer: pay a little and get more or pay a lot and get less? I’d prefer the former and this is the conclusion that I have reached from reading about ETFs. You are getting more (in investment returns) and for much less (in management fees). An ETF and is a fund that […]
Top 4 Financial Milestones To Consider Reaching Before You Retire
Today I have the honor of featuring a guest post from a terrific writer. James Paul is a financial educator and blogs about money management, personal finance, college financing and retirement. His personal finance blog delves into financial wellness topics and the integration of money matters into life. Enjoy the post! Planning to retire anytime soon? Have […]
